CALL US:
650.489.9816

Non-Profit Insurance in San Francisco, CA and Surrounding Areas

All modern businesses require some form of insurance related to their specialized industry, and non-profit businesses are not different. Just because your company isn't focused on making profits does not mean it doesn’t require business insurance. In fact, non-profit companies can face unique risks. As noted by Risk Management, many nonprofits lack Directors and Officers Liability Insurance, which helps protect board members from personal liability if a lawsuit is brought against the non-profit.

Board members aren't the only ones at risk. If your non-profit's funds are drained, it can be hard to continue your normal operations until you can acquire more funding. Donors may be hesitant to continue supporting any non-profit that's fallen into legal or financial trouble.

Not-Profit Insurance Features

Common choices for non-profit insurance coverage include:

  • Property Insurance: Whether a non-profit owns or leases the property it uses, the property itself often plays a vital role in the non-profit’s operation. Damaged or destroyed property could prove catastrophic for a non-profit’s operations.
  • Fidelity Insurance: Unfortunately, some employees take advantage of their position and embezzle funds. This part of non-profit insurance provides coverage in the event of such losses.
  • Commercial Auto Insurance: For non-profits that rely on vehicles to transport goods or employees, ask about commercial auto insurance coverage, freight, and/or cargo insurance for businesses that transport high volumes of goods.
  • Accident Insurance: Many non-profits work closely helping people in their communities. Unfortunately, both employees and customers can be vulnerable to falls and other injuries. It's important to have coverage in the event that they're hurt.

This list is not exhaustive. Just like for-profit businesses, non-profits can engage in many different types of work. There is no single policy that's capable of covering every area of concern. Before buying any kind of non-profit insurance, talk to a Resolve Insurance Solutions agent about what your organization does, where it operates, and what sort of risks you might be exposed to. We'll work with you to find the best possible plan for your needs and your budget.

Requirements for Non Profits

Before you're offered coverage, you may be asked to provide some of your records. This may include a list of any legal claims your organization has faced in the past and any hazardous behaviors the company engages in (no matter how charitable those behaviors are). This helps with our risk-assessment process and ensures that the policies we offer are enough to protect your organization in the event that one or more of them is needed.

 

1. Trefry, John. "Nonprofit Management Faces Liability Risks." Risk Management. September 1, 2014. Accessed April 14, 2016. http://www.rmmagazine.com/2014/09/01/nonprofit-management-faces-liability-risks/.

Our Location

Resolve Insurance Solutions

6701 Mission St, Suite 7
Daly City, CA 94014
Main office: 650-489-9816

Our Providers

Artem is fantastic! Look no further . . . you won't find a better company or insurance agent. I have been a customer of Art for about 5 years now. He provided my small business with great insurance rates and excellent service. He responds quickly and professionally to every email I send. No matter how silly my questions may be. He is extremely knowledgeable and really cares about the well being of his clients. Thank you Art for all you do!
Pam M. from San Francisco, CA
Art has been my insurance agent for years. He's very responsive and knowledgeable. I highly recommend him!!!
Joe Polyak
Resolve was extremely helpful when I was looking for insurance. Art presented me with several different options with quite a few different insurance companies, and advised me on what would be the best solution for me. He was extremely helpful and knowledgeable. I would recommend him to anyone who wants to make sure their insurance is comprehensive enough to cover all their exposures, while at the same time being affordable.
Daniel G. from Manhattan, NY
Art is impressively responsive and has repeatedly caught holes in my coverage that past insurance providers created.
Josh Real