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Bar Insurance in San Francisco, CA and Surrounding Areas

Bars and taverns require unique insurance needs, but fortunately, bar insurance is available to help you comply with local laws regulating insurance needs for such establishments, and to help if you need reimbursement after some unexpected costs.

Bar Insurance Policy Features

Most forms of Bar Insurance are actually a combination of four important policies:

  • Business Owner's PolicyThe Business Owner's Policy (BOP) bundles together several policies, including general liability coverage and property insurance. If rowdy patrons are breaking glasses, or people are suing because they fell after having a little too much to drink, this is the policy that will help.
  • Liquor Liability Insurance—If you sell alcohol to someone who's already intoxicated, you're partly responsible for what they do, and you could be held liable for any damage they cause. That's not our opinion; many states have written this provision into law and require bars and taverns to have liquor liability insurance before opening up for business.
  • Umbrella Coverage—The Business Owner's Policy provides the main coverage for your business, but if excessive damage (or a court-ordered payment for damages, in the case of a lawsuit) is involved, umbrella coverage can reimburse you for claims that would normally be difficult or impossible to pay.
  • Worker's Compensation—Finally, the last major part of bar insurance is worker's compensation; in an industry where busy bartenders and wait staff are moving around at high speeds while dealing with customers, the chance of someone falling and getting hurt is higher than anyone would like. This form of insurance provides funds for medical care and wages if an employee gets hurt.

Insurance requirements for bars and taverns vary widely by state, so be sure to ask our a Resolve Insurance Solutions representative for a bar insurance policy that matches your specific needs.

Our Location

Resolve Insurance Solutions

6701 Mission St, Suite 7
Daly City, CA 94014
Main office: 650-489-9816

Our Providers

Artem is fantastic! Look no further . . . you won't find a better company or insurance agent. I have been a customer of Art for about 5 years now. He provided my small business with great insurance rates and excellent service. He responds quickly and professionally to every email I send. No matter how silly my questions may be. He is extremely knowledgeable and really cares about the well being of his clients. Thank you Art for all you do!
Pam M. from San Francisco, CA
Art has been my insurance agent for years. He's very responsive and knowledgeable. I highly recommend him!!!
Joe Polyak
Resolve was extremely helpful when I was looking for insurance. Art presented me with several different options with quite a few different insurance companies, and advised me on what would be the best solution for me. He was extremely helpful and knowledgeable. I would recommend him to anyone who wants to make sure their insurance is comprehensive enough to cover all their exposures, while at the same time being affordable.
Daniel G. from Manhattan, NY
Art is impressively responsive and has repeatedly caught holes in my coverage that past insurance providers created.
Josh Real